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      TechBits: ATM app

      If you're ever forgotten your ATM card, there's an app for that.

      A company is working with banks to test an app allowing people to withdraw money using their smart phones instead of ATM cards.

      You set up your transaction on the app, then when you get to the ATM, use a QR code on the screen to send the transaction through.

      The company has through out what could happen if your phone is stolen or misplaced. {}Anyone who gets your phone would have to know the app's password- and also know your ATM PIN number.

      The app could even help prevent skimming crimes- in which thieves use a camera and a card skimmer to get your PIN number and your card information.

      The new app is currently being tested in a handful of major cities.

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