Tips for last-minute Christmas shopping

      Christmas is five days away. For some people, the shopping is finished and now comes the wrapping. But some procrastinators are hitting the panic mode.Fortunately there is good news in this time crunch. In fact, a survey shows only 11 percent of Americans finish Christmas shopping by mid-December. So, there are hope and deals for late-starters.People can go the brick-and-mortar route or shop online. Some websites show that sometimes it pays to wait. Some retailers are still offering free shipping.For example, Barnes and Noble offers free shipping on Nook HD through December{} 22nd.{} is offering free shipping through the end of the month, but you must place an order by Dec. 22 to receive the item by Christmas.If you're curious about other mailing deadlines, there's a list on for coupons, sales and deals, is another resource.