Where will your tax refund go

Almost half of Americans filing tax returns this year expect to receive a refund. Base on last year's figures, the average refund was $2,744.

Now, the big question becomes what to do with that refund. A new survey by TD Ameritrade shows Americans are not as quick to part with extra cash as they once were. More than 60 percent of those surveyed said they expect to save or invest that cash infusion. Less than 20 percent said they will make non-essential purchases with their tax refund.

An interesting shift occurs apparently when men and women get married. Single women are least likely to save their refund, but married women are the most likely to save. Men, on the other hand, are just the opposite. Single men like to save the refund while slightly more than 40 percent of married men expect to put away the cash.